@import url('https://fonts.googleapis.com/css2?family=Source+Serif+4:opsz,wght@8..60,400;8..60,500;8..60,600;8..60,700&family=Inter:wght@400;500;600;700&display=swap');

:root{
  --navy:#10233B;
  --navy-light:#1B3A5C;
  --navy-deep:#0A1826;
  --bg:#F6F4EF;
  --panel:#FFFFFF;
  --ink:#1A1A1A;
  --ink-soft:#4B5563;
  --bronze:#9C7A46;
  --bronze-light:#C7A566;
  --line:#DDD8CB;
  --radius:2px;
  --max:1180px;
}

*,*::before,*::after{box-sizing:border-box;}
html{scroll-behavior:smooth;}
body{
  margin:0;
  font-family:'Inter',sans-serif;
  color:var(--ink);
  background:var(--bg);
  line-height:1.6;
  font-size:16px;
}
h1,h2,h3,h4{
  font-family:'Source Serif 4',serif;
  color:var(--navy-deep);
  line-height:1.2;
  margin:0 0 .5em;
  font-weight:600;
}
p{margin:0 0 1em;color:var(--ink-soft);}
a{color:var(--navy);text-decoration:none;}
a:hover{color:var(--bronze);}
img{max-width:100%;display:block;}
ul{padding-left:1.2em;color:var(--ink-soft);}
.container{max-width:var(--max);margin:0 auto;padding:0 24px;}

a:focus-visible,button:focus-visible,input:focus-visible,textarea:focus-visible,select:focus-visible{
  outline:2px solid var(--bronze);
  outline-offset:2px;
}

/* Header */
.site-header{
  background:var(--navy-deep);
  border-bottom:1px solid rgba(255,255,255,.08);
  position:sticky;top:0;z-index:100;
}
.header-inner{
  display:flex;align-items:center;justify-content:space-between;
  padding:16px 24px;max-width:var(--max);margin:0 auto;
}
.brand{display:flex;align-items:center;gap:12px;color:#fff;}
.brand img{height:40px;width:40px;object-fit:contain;border-radius:4px;background:#fff;}
.brand-name{font-family:'Source Serif 4',serif;font-size:1.05rem;font-weight:600;color:#fff;letter-spacing:.2px;}
.brand-name span{display:block;font-family:'Inter',sans-serif;font-size:.65rem;font-weight:500;letter-spacing:1.5px;text-transform:uppercase;color:var(--bronze-light);margin-top:2px;}

.main-nav{display:flex;align-items:center;gap:28px;}
.main-nav a{color:#E7E4DB;font-size:.92rem;font-weight:500;letter-spacing:.2px;}
.main-nav a:hover,.main-nav a.active{color:var(--bronze-light);}
.nav-toggle{
  display:none;background:none;border:1px solid rgba(255,255,255,.25);color:#fff;
  padding:8px 10px;border-radius:var(--radius);cursor:pointer;font-size:1.3rem;line-height:1;
}

/* Hero */
.hero{
  background:linear-gradient(180deg,var(--navy-deep) 0%,var(--navy) 100%);
  color:#fff;position:relative;overflow:hidden;
}
.hero-inner{
  max-width:var(--max);margin:0 auto;padding:88px 24px 96px;
  display:grid;grid-template-columns:1.1fr .9fr;gap:56px;align-items:center;
}
.eyebrow{
  display:inline-flex;align-items:center;gap:8px;
  font-size:.78rem;letter-spacing:1.6px;text-transform:uppercase;
  color:var(--bronze-light);font-weight:600;margin-bottom:18px;
}
.eyebrow::before{content:'';width:28px;height:1px;background:var(--bronze-light);display:inline-block;}
.hero h1{color:#fff;font-size:2.7rem;max-width:14ch;}
.hero p.lead{color:#C7CEDA;font-size:1.08rem;max-width:46ch;}
.hero-actions{display:flex;gap:16px;margin-top:28px;flex-wrap:wrap;}
.hero-figure{position:relative;border-radius:var(--radius);overflow:hidden;box-shadow:0 30px 60px -20px rgba(0,0,0,.55);}
.hero-figure img{width:100%;height:100%;object-fit:cover;aspect-ratio:4/5;}
.hero-ledger{
  position:absolute;left:-24px;bottom:-24px;background:var(--panel);color:var(--ink);
  padding:18px 22px;border-radius:var(--radius);box-shadow:0 18px 40px -14px rgba(0,0,0,.35);
  display:flex;gap:24px;
}
.hero-ledger .stat b{display:block;font-family:'Source Serif 4',serif;font-size:1.4rem;color:var(--navy-deep);}
.hero-ledger .stat span{font-size:.72rem;text-transform:uppercase;letter-spacing:.8px;color:var(--ink-soft);}

/* Buttons */
.btn{
  display:inline-flex;align-items:center;gap:8px;
  padding:13px 24px;border-radius:var(--radius);font-weight:600;font-size:.92rem;
  border:1px solid transparent;cursor:pointer;transition:all .15s ease;
}
.btn-primary{background:var(--bronze);color:#fff;}
.btn-primary:hover{background:var(--bronze-light);color:#10233B;}
.btn-outline{background:transparent;border-color:rgba(255,255,255,.4);color:#fff;}
.btn-outline:hover{border-color:var(--bronze-light);color:var(--bronze-light);}
.btn-dark{background:var(--navy-deep);color:#fff;}
.btn-dark:hover{background:var(--navy);}

/* Sections */
section{padding:88px 0;}
.section-head{max-width:640px;margin:0 auto 52px;text-align:center;}
.section-head .eyebrow{color:var(--bronze);}
.section-head .eyebrow::before{background:var(--bronze);}
.section-head h2{font-size:2.1rem;}
.alt{background:var(--panel);border-top:1px solid var(--line);border-bottom:1px solid var(--line);}

.grid-3{display:grid;grid-template-columns:repeat(3,1fr);gap:32px;}
.grid-2{display:grid;grid-template-columns:1fr 1fr;gap:48px;align-items:center;}

.card{
  background:var(--panel);border:1px solid var(--line);border-radius:var(--radius);
  padding:32px;
}
.card i.ph{font-size:1.7rem;color:var(--bronze);margin-bottom:16px;}
.card h3{font-size:1.15rem;margin-bottom:10px;}
.card p{margin-bottom:0;font-size:.94rem;}

.process-list{list-style:none;padding:0;margin:0;display:flex;flex-direction:column;}
.process-list li{
  display:grid;grid-template-columns:64px 1fr;gap:20px;padding:26px 0;border-top:1px solid var(--line);
}
.process-list li:last-child{border-bottom:1px solid var(--line);}
.process-num{font-family:'Source Serif 4',serif;font-size:1.6rem;color:var(--bronze);}
.process-list h3{font-size:1.05rem;margin-bottom:6px;}
.process-list p{margin-bottom:0;font-size:.94rem;}

.stat-strip{
  background:var(--navy-deep);color:#fff;padding:56px 0;
}
.stat-strip .grid-3{grid-template-columns:repeat(4,1fr);text-align:center;}
.stat-strip b{display:block;font-family:'Source Serif 4',serif;font-size:2.1rem;color:var(--bronze-light);}
.stat-strip span{font-size:.78rem;letter-spacing:.6px;text-transform:uppercase;color:#B9C1CE;}

.disclosure{
  background:#EFEBE0;border:1px solid var(--line);border-left:4px solid var(--bronze);
  padding:22px 26px;border-radius:var(--radius);font-size:.9rem;color:var(--ink-soft);
  display:flex;gap:14px;align-items:flex-start;
}
.disclosure i.ph{color:var(--bronze);font-size:1.3rem;flex:none;margin-top:2px;}

.cta-band{
  background:linear-gradient(120deg,var(--navy) 0%,var(--navy-deep) 100%);color:#fff;text-align:center;
}
.cta-band h2{color:#fff;}
.cta-band p{color:#C7CEDA;max-width:52ch;margin:0 auto 28px;}

/* Footer */
.site-footer{background:var(--navy-deep);color:#B9C1CE;padding:64px 0 24px;font-size:.9rem;}
.footer-grid{display:grid;grid-template-columns:1.4fr 1fr 1fr 1fr;gap:40px;margin-bottom:48px;}
.footer-brand .brand-name{color:#fff;}
.footer-col h4{color:#fff;font-family:'Inter',sans-serif;font-size:.82rem;letter-spacing:1px;text-transform:uppercase;margin-bottom:16px;}
.footer-col a{display:block;color:#B9C1CE;padding:6px 0;font-size:.9rem;}
.footer-col a:hover{color:var(--bronze-light);}
.footer-contact li{list-style:none;display:flex;gap:10px;margin-bottom:10px;color:#B9C1CE;font-size:.9rem;}
.footer-contact i.ph{color:var(--bronze-light);}
.footer-bottom{border-top:1px solid rgba(255,255,255,.1);padding-top:24px;display:flex;justify-content:space-between;flex-wrap:wrap;gap:12px;font-size:.8rem;color:#7C8899;}
.footer-bottom a{color:#7C8899;}

/* Page header (inner pages) */
.page-header{background:var(--navy-deep);color:#fff;padding:64px 0;}
.page-header h1{color:#fff;font-size:2.2rem;margin-bottom:8px;}
.breadcrumb{font-size:.85rem;color:#9FAAB9;}
.breadcrumb a{color:#9FAAB9;}
.breadcrumb a:hover{color:var(--bronze-light);}

/* Legal pages */
.legal-content{max-width:820px;margin:0 auto;}
.legal-content h2{font-size:1.4rem;margin-top:2.2em;}
.legal-content h3{font-size:1.1rem;margin-top:1.6em;}
.legal-content p,.legal-content li{color:var(--ink-soft);}
.legal-content .updated{font-size:.85rem;color:var(--ink-soft);margin-bottom:2.5em;}

/* Contact page */
.contact-grid{display:grid;grid-template-columns:.9fr 1.1fr;gap:56px;}
.contact-info-card{background:var(--panel);border:1px solid var(--line);border-radius:var(--radius);padding:32px;}
.contact-info-card li{list-style:none;display:flex;gap:14px;margin-bottom:20px;padding:0;}
.contact-info-card i.ph{color:var(--bronze);font-size:1.4rem;flex:none;margin-top:2px;}
.contact-info-card b{display:block;color:var(--navy-deep);}
.map-embed{border-radius:var(--radius);overflow:hidden;border:1px solid var(--line);margin-top:20px;}
.map-embed iframe{width:100%;height:220px;border:0;display:block;}

form{background:var(--panel);border:1px solid var(--line);border-radius:var(--radius);padding:36px;}
.form-row{display:grid;grid-template-columns:1fr 1fr;gap:20px;margin-bottom:20px;}
.form-group{margin-bottom:20px;display:flex;flex-direction:column;gap:6px;}
label{font-size:.85rem;font-weight:600;color:var(--navy-deep);}
input,select,textarea{
  padding:12px 14px;border:1px solid var(--line);border-radius:var(--radius);
  font-family:'Inter',sans-serif;font-size:.95rem;background:#fff;color:var(--ink);
}
textarea{resize:vertical;min-height:120px;}
.form-note{font-size:.8rem;color:var(--ink-soft);margin-top:4px;}
.form-success{
  display:none;background:#EAF3EC;border:1px solid #BBDCC2;color:#245A34;
  padding:16px 18px;border-radius:var(--radius);margin-bottom:20px;font-size:.9rem;
  align-items:center;gap:10px;
}
.form-success.visible{display:flex;}

/* Cookie banner */
.cookie-banner{
  position:fixed;left:0;right:0;bottom:0;z-index:1000;
  background:var(--navy-deep);color:#E7E4DB;border-top:1px solid rgba(255,255,255,.1);
  padding:20px 24px;display:none;
}
.cookie-banner.visible{display:block;}
.cookie-inner{
  max-width:var(--max);margin:0 auto;display:flex;align-items:center;justify-content:space-between;
  gap:24px;flex-wrap:wrap;
}
.cookie-inner p{margin:0;font-size:.88rem;color:#C7CEDA;max-width:64ch;}
.cookie-inner a{color:var(--bronze-light);}
.cookie-actions{display:flex;gap:12px;flex:none;}
.btn-ghost{background:transparent;border:1px solid rgba(255,255,255,.3);color:#E7E4DB;padding:11px 18px;font-size:.85rem;}
.btn-ghost:hover{border-color:var(--bronze-light);color:var(--bronze-light);}

/* Utilities */
.mt-0{margin-top:0;}
.text-center{text-align:center;}

@media(max-width:960px){
  .hero-inner{grid-template-columns:1fr;}
  .hero-figure{order:-1;max-width:420px;}
  .grid-3{grid-template-columns:1fr 1fr;}
  .stat-strip .grid-3{grid-template-columns:1fr 1fr;gap:32px;}
  .footer-grid{grid-template-columns:1fr 1fr;}
  .contact-grid{grid-template-columns:1fr;}
  .grid-2{grid-template-columns:1fr;}
}
@media(max-width:720px){
  .main-nav{
    position:fixed;top:73px;left:0;right:0;bottom:0;background:var(--navy-deep);
    flex-direction:column;align-items:flex-start;padding:24px;gap:4px;
    transform:translateX(100%);transition:transform .25s ease;overflow-y:auto;
  }
  .main-nav.open{transform:translateX(0);}
  .main-nav a{padding:14px 0;width:100%;border-bottom:1px solid rgba(255,255,255,.08);}
  .nav-toggle{display:block;}
  .hero h1{font-size:2rem;}
  .hero-ledger{position:static;margin-top:16px;}
  .grid-3{grid-template-columns:1fr;}
  .form-row{grid-template-columns:1fr;}
  .footer-grid{grid-template-columns:1fr;}
  .footer-bottom{flex-direction:column;}
}